IPay

Terms & Conditions

The public legal terms that govern use of IPay and its business-growth ecosystem.

These Terms explain how the platform may be used, how earnings and merchant journeys are treated, and how users are expected to engage with IPay.

Users must provide accurate registration, reference, merchant, and payout information before using IPay services.
Access to specific earning, payment, or merchant-growth features may depend on role, platform rules, compliance readiness, and active commercial eligibility.
IPay may restrict, delay, review, or suspend any activity where information is incomplete, misleading, suspicious, or inconsistent with platform policy.

Business Partners may onboard merchants through approved IPay journeys, including referral links, QR-led onboarding, and platform-defined registration flows.
Merchant or Business Partner approval, visibility, and growth opportunities may depend on successful completion of the required onboarding data, account review, and commercial policies in force at the time.
IPay does not guarantee onboarding outcomes, income levels, or transaction volumes for any user, merchant, or partner account.

Any referral, commission, reward, or recurring earning visible on IPay is subject to platform rules, plan validity, transaction success, reversals, deductions, and lawful compliance checks.
Displayed earnings, partner opportunities, or fee-saving examples are informational and should not be treated as guaranteed financial outcomes.
Recharge plans, monthly commissions, and other commercial terms may change from time to time at IPay’s discretion with or without prior notice, subject to applicable law.

Payment success is confirmed only after secure processing, gateway status confirmation, and any applicable settlement updates reflected by the operating systems involved.
Settlement, payout, withdrawal, and support timelines may depend on platform reviews, third-party processors, banking systems, compliance readiness, or dispute resolution requirements.
Users agree to use the official support channels published by IPay for escalations, operational clarifications, and platform-related communication.

By accessing or using IPay, users confirm that they have read, understood, and accepted these Terms & Conditions along with the linked Privacy Policy, Refund Policy, and Disclaimer.
If a user does not agree with these public legal terms, they should discontinue use of the platform immediately.